Dr. Sweta Lakhaiyar is an Assistant Professor in the MBA Department at Lloyd Group of Institutions and holds a PhD from Jaypee Institute of Information Technology, Noida, Uttar Pradesh.
She brings four years of strong academic and industry experience. A research-driven academic professional with expertise in Economics, Managerial Economics, International Business, and Export Documentation,
she specializes in delivering conceptually strong and industry-oriented MBA teaching.
Her doctoral research on the adoption of digital payment systems in India, grounded in TAM/UTAUT/SEM frameworks, reinforces her analytical approach and contributes to her expanding research portfolio in
Fintech, AI-driven financial behaviour, and trade documentation efficiency.
Skilled in data analysis, econometric modelling, and policy interpretation, she remains committed to academic innovation, research publication, and student-centric mentoring.
Lakhaiyar, S and Mani, M. "Factors Influencing Adoption of Digital Payment Systems During COVID-19", International Journal of Sociotechnology and
Knowledge Development, Volume 14, Issue 1, December 2022. IGI Global Publications. DOI: 10.4018/IJSKD.315292
(Indexed in SCOPUS). ISSN:
1941-6253
Lakhaiyar, S., & Mani, M. (2023). Trends and Structure of Digital Payments in India: A Non-Parametric and Post Hoc Analysis.
IUP Journal of Applied Finance, Volume
29,Issue
Accepted paper- Factors Facilitating and Impeding the Adoption of Digital Payment Systems in India: The Influence of the Coronavirus Pandemic in International
Journal of Business Excellence
(Indexed in SCOPUS).
Accepted Paper- Experience of COVID-19 lowers Innovation adoption barriers: an empirical assessment of digital payment system in International Journal of
Electronic Finance (Indexed in
SCOPUS).
